1. Program your thermostat: Adjust your thermostat down by up to 8 degrees while no one is home during the work day or while you sleep to keep your home comfortable without over-spending. Lower your Thermostat manually if you don't have a programmable one. You may need to throw on an extra layer occasionally. This will be worth it when you see the savings on your next heating bill!

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3. Seal your windows: Applying plastic film from a window kit and fixing larger gaps with weatherstripping or caulk will reduce the feeling of cold air near your windows. Windows are an easy and immediate fix. Don't forget to check for uninsulated cavities or air leaks in things like a chimney or recessed lighting- this is where most draftiness comes from.

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4. Close Fireplace Damper: Did you know air loss through the fireplace can account for 19 percent of your heating bill? Stop your money from going right up the chimney! Prevent energy waste by remembering to close the damper.

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5. Insulate Your Water Heater: If your water heater feels warm to the touch, that baby needs insulation! Add a blanket to the tank and insulate pipes to minimize energy waste and keep your precious water hot.